Our journey began with a simple question: Why isn’t everyone able to experience the incredible benefits of homeownership? It became clear to us that for many Americans, the obstacle standing in their way was credit. We originally thought the credit system was designed to assess lending risk but through research found it’s actually a complex web of opaque and discriminatory predictive models which discourage sound financial habits. What was intended to be a catalyst for economic opportunity was actually a vehicle for inequality and economic disparity. We firmly believed that lending risk should be determined based on the borrower’s merits and comprehensive financial data rather than inalienable characteristics.
We are designing a system of homeownership that will allow everyone experience the benefits of homeownership.
Our Website